Due to the financial crisis in the world market the Indian Stock Market and Financial Market are feeling the brunt of the same, specially the loan (Lån) segment . The stock market is facing its all time low and banks are also getting all geared up. Due to this downward trend in financial sector availing of loan is getting tougher and tougher day by day. When even getting a mortgage loan (Boliglån) is tough, the mention of unsecured loan (Lån uden sikkerhed) gets the lenders running away. The financial market were already nervous after the US economy slowdown and bank closures when the news of European banks facing problems came in and this has made the investors, lenders and evey financial institution more nervous. Allthough the US Government has come out with a financial bailout plan but the response of the financial market is not very postive. All these factors are specially going to effect the Lån segments and the liquidity factor. Coming times will only tell what is in store for eveyone.